Listed below are some of the best pistols you can buy at a dealer for $400 or less. We did not list all of the small pocket pistols, even though they will work for a house gun.
For home defense, try to stay with the most popular calibers that will do the job. The ability to find ammunition at reasonable prices is important. We are sure we missed some.
Best Low-Cost Pistols Under $350
Arcus 98 HP Clone
$320-$350 from a dealer

The 9mm Bulgarian Arcus 98 is an overbuilt replica of the FN Hi-Power, except it is DA/SA instead of an only single action. Most Hi-Power parts and accessories will work with some minor modifications. The Arcus 98 fit and finish compare well to premium pistols. 15 round magazine capacity. Mec-Gar Browning Hi-Power mags work great! Arcus 94 is the same but in a single action.
American Tactical Pistols
$320-$400 from a dealer

ATI (American Tactical Imports) is the importer of the high-quality Tisas pistols made in Turkey. The models CS9, CS40, and C45 look like a modded Sig (as pictured). The ATI model AT92 is a copy of the Beretta 92. The ATI HP9 is a clone of the Browning Hi-Power. The FX45 1911 is patterned after the M1911-A1 45 ACP service pistols. The model MS380 looks like the Beretta 380. It looks like ATI has picked the right Tisas pistols to market, plus the prices are very cheap.
Bersa Thunder 380
$250-$280 from a dealer

The Bersa Thunder 380 is one of the most popular .380 pistols. This same frame design is also available in low recoil 32 ACP and 22LR calibers. Great for women and new shooters. The Bersa pistols have a full lifetime warranty and are known to be some of the most trouble-free guns made. The Bersa 22 model is ammo picky, so only use hypervelocity cartridges such as CCI Velocitor, Remington Viper, or Aguilla Super Max.
Hi-Point Pistols
$140-$190 from a dealer

Hi-Point pistols are available in .380, 9mm, 40 S&W;, and 45 ACP. These pistols have a good quality reputation and come with a lifetime warranty. The 380 and 9mm are compact pistols. The 40 S&W; and 45 ACP are full-sized. Hi-Point uses a simple blowback operation and manual safety. Because of the affordable prices, Hi-Point pistols are very popular for home protection. I have owned the Hi-Point 45 ACP for several years and never had a misfire or ammo jam. They are not pretty, but always go bang when you pull the trigger. Made in Dayton Ohio USA.
Jimenez JA-Nine 9mm Luger
Haggle Price $170-$200

Made in Nevada USA! The Jimenez JA-Nine is the best survivor of the cheap Saturday night specials from the 1980s. The frame is made of mystery alloy and the rest is steel. The reliability is outstanding; and they always go bang when you pull the trigger. Each Jimenez JA-Nine pistol includes two 12 round magazines. Great pistol for those on a tight budget. There is also 380 ACP (JA-.380) and 32 ACP (JA-32) versions you can get for around $150. The Jimenez JA-NIne comes with a lifetime warranty.
Kel-Tec P11 9mm
$280-$310 from a dealer

Since the Kel-Tec P11 has a 10 round magazine, it would make a good nightstand gun as well as a concealed carry pistol. The P11 has been in production for a long time, so any problems from the past have been worked out. At only 14 ounces, the P11 does kick like a mule. Because of the size, you can carry it in a jacket pocket, or keep it in your fishing tackle box. The green version is cool.
Kel-Tec PMR-30 22 WMR
$330-$360 from a dealer
A 22 magnum needs a 4-inch barrel to build the velocity to be effective. The Kel-Tec PMR-30 has a 4.3-inch barrel, and 30 round magazine so you know it will do the job. It is about time a company filled the grip with as much rimfire ammo that would fit! This 22 mag pistol would be so much fun at the range. At only 14 ounces empty, the PMR-30 is no hog either. The PMR-30 is so wicked looking. I want one!
Kel-Tec
Phoenix Arms HP22
$130-$160 from a dealer

A 22 pistol is not the best choice for home defense. However, if you unload the whole magazine, it is about as effective as a shotgun! We listed the Phoenix Arms HP22 because they have a good reliability reputation and they are cheap. Plus the HP22 is fun to shoot! The HP22 is the ultimate survival weapon for your bug-out bag! You can also get a 5-inch range barrel for only $45 if you want to go small game hunting. As with any 22 semi-auto, use high-quality ammo such as CCI Mini-mags. 11 round capacity. The HP22 comes with a factory lifetime warranty. Also available in 25 ACP.
Rock Island Armory 1911A1 45 ACP
$380-$410 from a dealer

The RIA 1911 is a very good copy of the M1911-A1 army service pistol. Rock Island makes some of the best 1911 pistols on the market. The price is good too! There are so many goodies available to turn a 1911 pistol into a hotrod. You can also spend $55 more and get the RIA Tactical version that is already a hotrod. I own the Tactical version and it shoots as good as a $1200 Dan Wesson! Eight round magazine capacity. Caution: Dealers think they can get away with really jacking up the price on RIA 1911 pistols. Shop smart! Also, see the ATI FX45.
Ruger P95 9mm
$300-$330 from a dealer

I would bet that the P95 is one of the most popular nightstand guns. The P95 is a very reliable pistol with 15 round magazine capacity. You can get the Ruger P95 with stainless or blued slide finish. The frame has a built-in rail so you can add a laser if you want. I have known some police officers that carry this pistol and just love it. The trigger is a little mushy, but a good shooter. If you shop around, you may find the Ruger SR9 and SR40 pistols under $400.
SCCY CPX-2
9mm Luger $230-$290 from a dealer

Weight: 15.0 oz., Barrel: 3.1″, Capacity: 10+1 rounds
The early models had some issues. The new generation 2 models are reliable as a claw hammer. Smooth double-action trigger. Also, see the CPX-1 model with a manual safety. SCCY Firearms carry a lifetime warranty that stays with the gun, not with the owner. Made in the USA. Great as a nightstand gun or concealed carry.
Stoeger Cougar 8000
$380-$410 from a dealer

This gun was called the Beretta Cougar, then production was moved to Turkey. The Stoeger Cougar uses the rotating barrel design to improve accuracy and reduce recoil. The 9mm version only kicks like a 380 ACP! This is a metal-framed handgun and built very tight. Very accurate for a short barrel gun. Also available in 40 S&W; and 45 ACP.
Smith & Wesson SW9VE Sigma
$300-$330 from a dealer
I bought a 9mm Sigma for my wife. The trigger pull was so hard for her, she couldn’t hit the side of a barn with it! This is still one of Smith’s best selling pistols. If you can live with the 10-pound DAO trigger, it is a very nice quality gun. I never hear of anyone having problems. Reliable as a claw hammer! Some police and the border patrol have used the Sigma, so the heavy trigger pull might be fine for them. The Sigma is also available in 40 calibers. Look for rebates!
S&W; Sigma
Smith & Wesson SD9
$370-$400 from a dealer

The SD9 is a much better pistol than the Sigma. The trigger feels twice as good! Of course, it cost $75 more too. S&W; markets this pistol as a personal defense weapon, so it might be just what you are looking for. At only 23 ounces, it would work great for concealed carry too. This is a new handgun, so prices should come down when the excitement fades. Also available in 40 caliber (SD40).
Taurus Millennium Pro .40 S&W
$340-$370 from a dealer

The PT 140 is a medium frame, a semi-auto pistol that has a checkered polymer frame. It has a 3.25-inch barrel and incorporates the Heinie 2-dot Straight Eight sight system for great functionality and dependability. PT 140 features include a loaded chamber indicator, recessed magazine, and a 3-position safety. Taurus has an unlimited lifetime repair policy. Also available in 9mm (PT 111), and 45 ACP (PT 145). At only 19 ounces, the Millennium Pro is great for concealed carry.
Taurus PT 809 9mm
$360-$390 from a dealer

I can’t believe this pistol is priced so cheaply! The PT 809 is one of the best pistols you can get for under $400. A nice feature is you can swap out backstraps to make it fit your hand better. The PT 809 will fool you into thinking it is a metal frame handgun. It feels that solid! SA trigger pull is right at 5.5 pounds and very crisp. Also available in 45 ACP (PT 845). Also, check out the Taurus 24/7 G2 pistols as they are very similar.




























This quality revolver is made in the Philippines and is a close copy of the Colt Detective service handguns used 30 years ago. Rumor is Armscor purchased the tooling and equipment from Colt. The M206 has an alloy frame that keeps the weight down to about 25 ounces. Many complain about the parkerized military finish. It is supposed to be ugly you stupid fools! Sweet trigger. The Armscor M206 gun is made by the same company that makes the awesome Rock Island Armory 1911 pistols, so it should work great. Available in 6 shot 38 special with 2 inches or 4 inches (M200) barrels. Rated for +P ammo. If you want a bobbed hammer version, look at the Bersa Firestorm FS38R (also made by Armscor). Hogue rubber grips for the Colt Detective can be made to work.
Charter Arms has improved their quality so much in recent years and now are one of the best. Made of premium stainless steel and weigh only 16 ounces. The Undercover has a 2-inch barrel and 5 shot capacity. There is also an Undercover Lite version with an aluminum frame that weighs only 12 ounces! Bobbed hammer versions are available for concealed carry. The police model is beefier and has a 6 shot capacity. All are rated for +P ammo. You can also get the Charter Arms Undercover in 32 H&R; mag for those wanting less recoil.
The Pathfinder also comes in 22 long rifle caliber, but the 22 WMR packs more punch. Get the 4-inch barrel version ($40 more) so the 22 magnums can burn enough powder to be effective for home defense. My daughter owns a Pathfinder in 22 mag and it is very accurate and fun to shoot. I am amazed at the quality you are getting for the low price. Recoil is light, but they do make a lot of noise. Weighs 20 ounces and has 6 shot capacity. Nice trail gun!
The 357 magnum is an awesome home defense round. However, in a small revolver like the Mag Pug, the recoil does sting. The good news is the 357 Mag Pug can also shoot 38 special bullets for practice. The Mag Pug has a 5 shot capacity, ported 2.2-inch barrel, and weighs 23 ounces. Choose blue or stainless finish. There is also a 4-inch barrel model that is good for police and security use. The most famous Charter Arms revolver is the 44 Bulldog that shoots the 44 special cartridges. The Bulldog is built on the same frame as the 357 Mag Pug. The 44 Special has a little less felt recoil than the 357 mags.
The Commanche II is made in Argentina. Adjustable rear sight. 3-inch barrel. 6 shot capacity. All steel construction. Transfer bar safety. Weighs 29 ounces. Choose a blue or stainless finish. Perfect for security personnel and personal protection. Also available in a 4-inch barrel service version. Rated for +P ammunition. The Comanche II fit and finish is not as nice as the S&W; 19, but they are reliable and shoot good. The new Comanche revolvers should have past quality issues fixed. Comanche II warranty is covered by the Bersa Lifetime Service Contract.
The EAA 357 Windicator is the best bargain of any revolver. The quality and reliability of this German-made revolver compare well to $600 handguns. The finish is just average, but so what. Look at the price! I owned a Windicator for 6 years and put thousands of rounds through it with no serious problems. I had to use Locktite to keep the screws from falling out, but I had to use Locktite on my Colt Python too. The Windicator weighs 26 ounces with a 2-inch barrel. There is also a 4-inch barrel version for duty use. The 357 Windicator is built very tight, so break it in easy by shooting 38 special for the first 100 rounds. The Windicator is also available in 38 Special with alloy frame. Choose the 357 instead as the frame is steel and only weighs 1 ounce more.
Rossi is now owned by Taurus. What this means is an excellent service and warranty. The Rossi R351 is chambered in 38 special and can handle the +P ammo. The R351 is 5 shot, with a 2-inch barrel, and weighs in at 24 ounces. The Rossi R461 comes in 357 Magnum, with a 2-inch barrel and 6 shot capacity. The R461 weighs in at 26 ounces. Both models also come in the stainless finish; model R352 for the 38 and R462 for the 357. You will love the rubber grips.
The Rossi R971 357 mag has been around for quite a few years and has shown a very good reliability history. The R971 is based on the S&W; K-Frame revolvers with 6 shot capacity. The 4-inch barrel and 32-ounce weight help to tame the recoil. Also available with a 6-inch barrel. For practice, you can shoot 38 Special ammo with no problem. You can also get one with a stainless finish (R972). You may want to check out the Rossi R851 in 38 Special. The R851 is pretty much the same size as the R971, but cost $40 less.
The 38 Special Smith and Wesson J-Frame revolver is economy-priced but offers good features. With the Alloy frame, the Airweight lives up to its name at only 15 ounces. Awesome for concealed carry. The 637 comes with a 1.87-inch barrel and 5 round stainless cylinder. It is rated for +P ammo, but don’t feed it a steady diet of the strong stuff. Best of all it is a Smith and Wesson at a price you can afford. Lifetime service policy.
The Taurus 605 packs a lot of punch in a very small package. 2-inch barrel. 24-ounce weight. Transfer bar safety. 5 shot capacity. The Taurus 605 comes in blued or stainless finish. Something to think about: The Rossi R461 is also made by Taurus. The Rossi offers a 6 shot cylinder instead of 5. The R461 and 605 costs about the same. To me, the Rossi sounds like the better deal here. Also, see the 357 magnum Taurus model 617 with a 7 shot cylinder. There is also a model 445 Ultra-Lite in 44 Special caliber.
Taurus model 65 is one of my favorite handguns. It just shoots and handles so well. The model 65 is a tack driver! The quality and performance compare well to the S&W; model 686 in every way. The blued finish does wear pretty fast. Spend a little extra and get one in stainless. This 4-inch barrel 6 shooter weighs 38 ounces. The model 82 is the 38 special version, but why bother? The model 66 features a 7 shot 357 mag cylinder. With model 66 you can get a 6-inch barrel for target or hunting.
Years ago I purchased a Taurus 941 revolver for my wife. I thought the light recoil would be perfect for her. It did not work out well. The DA trigger pull was so heavy, she could not shoot the gun unless she pulled the hammer back first. The DA trigger is heavier than a 44 mag! It was very accurate when cocking it first and just loved CCI ammo. I believe the heavy double-action trigger should be considered a design flaw. My daughter has a Charter Arms in 22 magnum, and the DA trigger is manageable. The 941 comes in blue or stainless finish.
If you live in an area where guns are banned, black powder weapons may still be allowed. The 44 black powder revolver packs as much punch as a 38 special +P! The gun that won the west makes a fine defense weapon. They are fun to load and shoot too. Just remember that a black powder pistol charge has a shelf life of about 12 months, so you need to take it out and shoot once in a while. Even though brass is very pretty, get one with a steel frame as it is stronger. Both the 1951 Colt Navy and 1958 Remington Army styles are proven designs. The 1860 Colt Army is considered the best. I believe you can order directly without going through an FFL dealer.
What started out years ago as a Walther P99 knockoff, evolved into an awesome weapon Canik made their own. The single-action 4.5lb trigger is sweet. You can swap out backstraps for hand fitment. 
I love this gun. The
Can you believe a German-made
California built a budget handgun made to compete with the
High-quality budget gun! Very safe too. It has a long 8lb trigger pull that reminds me of a Colt DA revolver. Some ladies may have problems with the
What would a CZ 75b be like with a polymer frame and grip? It could be like the
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I have always been a fan of Remington rifles and shotguns. After reading reviews that the Remington RP 9mm had problems, I purchased the 45 ACP version. It holds 15 freakin rounds! Zero ammo feeding problems. Good Alaska handgun!
This is a darn good shooter for the money. I got mine to run great with Sellier & Bellot 124gr ammo. As big as it is, the magazine should hold more. Why make the DB9FS look like a race gun, but have the capacity of a compact? Awesome budget bargain!
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Owning several Witness pistols, the quality is top rate. You can see by the weight, the